For my children, it makes sense to talk about modernizing Social Security, letting them create stronger personal accounts, letting them get a higher rate of return over the long run.
It's a great mistake, I think, to put children off with falsehoods and nonsense, when their growing powers of observation and discrimination excite in them a desire to know about things.
And I think in your 40s, you land a little bit, physically and mentally, you arrive at a place where you feel you've learned some stuff. Having children at that point meant I had something very useful to do for the next 20 years.
Because I had children relatively late - in my 40s rather than in my 20s - it wasn't anything I ever knew that I would do. It kind of happened to me: I met the right woman and we had children. It was a revelation because it suddenly makes me realize, 'Oh, I get it. Now I know what to do with the rest of my life.'
