You can't get rid of it with exercise alone. You can do the most vigorous exercise and only burn up 300 calories in an hour. If you've got fat on your body, the exercise firms and tones the muscles. But when you use that tape measure, what makes it bigger? It's the fat!
You don't have to call it God or Jesus. That's religious humbug to a lot of people, but you've gotta believe that nature and spiritual things surround us. That is what put us here! I thank the universe for that every day of my life.
The only way you get that fat off is to eat less and exercise more.